Alain Guillot

Life, Leadership, and Money Matters

  • Smart Property Investments: Maximizing Your Asset’s Lifespan

    Smart Property Investments: Maximizing Your Asset’s Lifespan

    A property’s long-term return depends on more than its purchase price and eventual selling price. The condition of the building, timing of major repairs and quality of installed materials all shape its financial performance. Deferred work can turn a manageable expense into an urgent capital project, while well-planned upgrades can…

  • Stock Market Recap — September 25, 2026

    Stock Market Recap — September 25, 2026

    📊 Alain’s Holdings — September 25, 2026 Symbol Name Price Change Change % VOO Vanguard S&P 500 ETF 710.79 +3.80 +0.54% QQQ Invesco QQQ Trust 744.50 +3.40 +0.46% XIU.TO iShares S&P/TSX 60 ETF 53.08 +0.13 +0.25% Wall Street finished the week on a positive note Friday, despite a bond market…

  • Risk Management for Your Personal Finances and Legacy

    Risk Management for Your Personal Finances and Legacy

    A solid financial plan gives you a clear path to reach your goals, whether that’s buying a home or enjoying a comfortable retirement. But even the best-laid plans can get thrown off course by unexpected events. Real financial security isn’t just about how much money you have; it’s about building…

  • Renting vs Buying: Why I Choose to Rent and Invest

    Renting vs Buying: Why I Choose to Rent and Invest

    Renting vs buying isn’t just about owning a home. See why I rent, invest my savings, avoid ownership costs and build wealth differently.

  • Stock Market Recap — September 24, 2026

    Stock Market Recap — September 24, 2026

    📊 Alain’s Holdings — September 24, 2026 Symbol Name Price Change Change % VOO Vanguard S&P 500 ETF 706.99 -0.61 -0.09% QQQ Invesco QQQ Trust 741.10 -0.11 -0.01% XIU.TO iShares S&P/TSX 60 ETF 52.95 0.00 0.00% Wall Street spent Thursday caught between two competing stories. The bond market was flashing…

  • P2P Trading: How to Choose an Offer Without Turning a Transfer Into a Dispute

    P2P Trading: How to Choose an Offer Without Turning a Transfer Into a Dispute

    P2P trading matches buyers and sellers through a platform process that normally includes an offer, payment instructions, an asset-release step and a dispute route. The most important habit is simple: use the platform’s stated process, keep the transaction evidence, and do not let urgency push a trade outside the controls…