Alain Guillot

Life, Leadership, and Money Matters

Category: Business

  • Buying Your First Mini Excavator for a Small Crew

    Buying Your First Mini Excavator for a Small Crew

    If you run a small construction, landscaping or utility crew, the first mini excavator is a big purchase. It can also be the machine that changes how much work you can take on. Here is how small crews we talk to make the decision without overspending. Rent first, then buy the machine you keep renting…

  • Stop Managing Online Business Finances From Spreadsheets

    Stop Managing Online Business Finances From Spreadsheets

    A spreadsheet can look perfectly organized while hiding outdated figures, broken formulas and hours of repetitive work. For a small online store, that may seem manageable at first. As orders increase across sales channels, however, manual finance tracking creates delays between what happened and what you can see. Modern ecommerce analytics tools close that gap.…

  • Why Dental Savings Plans Are Worth Considering When You’re Between Jobs

    Why Dental Savings Plans Are Worth Considering When You’re Between Jobs

    Imagine you’ve just wrapped up your last day at work. The farewell messages are in, your laptop is returned, and you’re ready to start looking for what’s next. Then, a week later, a molar starts to ache. It’s a more common scenario than you might think. When a job ends, so does the employer-sponsored dental…

  • Buying an Existing Business? The Financial Records You Should Examine First

    Buying an Existing Business? The Financial Records You Should Examine First

    The seller is charming, the storefront is busy, and the numbers they rattled off over coffee sound fantastic. It is easy, in that moment, to start picturing yourself as the owner and to let excitement do your thinking for you. That is precisely when a buyer is most likely to skip the one step that…

  • Why Smart Investors Treat Prenups as Financial Risk Management

    Why Smart Investors Treat Prenups as Financial Risk Management

    A prenuptial agreement can give investors the same clarity they expect from an operating agreement, estate plan or insurance policy. It records how a couple intends to treat assets, debts and future gains if the marriage ends.  Since laws differ by state and personal circumstances can change the result, each person should get independent legal…

  • Extreme Weather Is Changing How We Protect Property Value

    Extreme Weather Is Changing How We Protect Property Value

    Severe storms, floods, heat waves and wildfires now influence property costs long before visible damage appears. Owners face higher insurance premiums, more frequent maintenance and a growing list of risks that can affect resale value.  Protecting a real estate asset therefore requires careful attention to the roof, drainage, landscaping and nearby trees. A property that…