Tag: personal finance
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Student Loans Must Be Repaid: It’s Time to Take Responsibility
in OpinionThe Department of Education will resume collections on defaulted student loans starting May 5, 2025. Here’s why it’s a necessary move for student loan repayment accountability and fairness to taxpayers.
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The HAWK Token Is Just Another Crypto Scam
A cryptocurrency is nothing more than open-source computer code that practically anyone can copy, make some changes to, and call their own. Anyone with a laptop and some caffeine can create a cryptocurrency. The success of any coin depends on the promoter’s ability to hype the coin and a lot of gullible people willing to…
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The Eternal Pull of the Financial Soothsayers: Trump’s Election and the Predictive Game
in Stock MarketToday, half of market and political predictors are baking in glory, while the other half are retrieving into a dark corner of the internet to find their own spin on why/how they went wrong. The demand for active stock pickers, market pundits, and fund managers has never waned. Though passive funds now hold more U.S.…
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Why Passive Investing Feels Wrong but Is Actually Right for Your Portfolio
in Stock MarketAt one point in my life, I worked as a financial advisor. Supposedly my job was to help people manage their finances, offer advice on investments, and guide them toward financial security. However, it didn’t take long for me to realize that the financial industry was heavily tilted in favor of institutions and advisors—leaving the…
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What would You do with $1,000,000
Ever wondered what to do with $1,000,000? From buying real estate to investing in index funds or achieving financial independence, explore smart ways to use one million dollars—plus real answers from real people.
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Interest rates: Variable rate or fix rate?
in Real EstateSeveral years ago, I bought a condo. Interest rates were at record lows. The variable rate was 2.25%, and the fixed rate was 3.25%. Which one would you have chosen? The fixed rate guarantees the same rate for five years, providing peace of mind that the interest rate won’t rise above 3.25%. The variable rate,…