Alain Guillot

Life, Leadership, and Money Matters

  • How the Sequence of Return Risk spoiled my retirement plans

    How the Sequence of Return Risk spoiled my retirement plans

    At the end of 2021 I thought I had enough money to retire, and then the market collapsed. In six months the S&P 500 tumbled about 16%. My retirement plans were scrapped. Luckily for me, I like working and I just continued working so there was not a big change…

  • Should You Invest In Real Estate?

    Should You Invest In Real Estate?

    One of the most common investments that people make is buying their own residence. If the amount that you would pay in rent and the amount that you would pay in the mortgage is about the same, and if you are planning to stay at the same place for more…

  • How to Increase your Wealth by Reducing your Expenses

    How to Increase your Wealth by Reducing your Expenses

    If you are trying to lose weight you know that a box of doughnuts is not good for you. Just as well, if you are trying to cut your expenses, there are many expenses you can reduce without affecting your quality of life. Be ruthless! Here is a list of…

  • Should you lend money to a family member?

    Should you lend money to a family member?

    Last year, my mother asked me for a loan. “Why is she asking me for a loan?” I asked myself. “Is she in a difficult financial situation?” To this day, she hasn’t told me. We live in different countries, and she is not always forthcoming. It turns out that she…

  • Leveraging Technology to Increase Productivity in Manufacturing

    Leveraging Technology to Increase Productivity in Manufacturing

    Companies today have a remarkable opportunity to revolutionize their manufacturing processes by upgrading and modernizing their factory. By creating an engaging and comfortable environment, utilizing machine learning technology, providing employee training as well as implementing other changes such companies can unlock unprecedented levels of efficiency while maintaining the highest product…

  • 3 Places In Business Where Your Creativity Should Flourish

    3 Places In Business Where Your Creativity Should Flourish

    While there are plenty of parts of business where you need to be more analytical and concerned with the nitty gritty details of things, there are also lots of parts of business where creativity can and should be used to help your business grow and develop. So if you’re wondering…