Alain Guillot

Life, Leadership, and Money Matters

Women looking at piggy bank

Smart Investing into 2022

Perhaps you are the kind of person who always wanted to invest some money and save a little for the future. But you are a little apprehensive. This is understandable since if you don’t perform investment properly, you are essentially gambling with your money. And sometimes, there is a lot of money involved. 

But what if you could invest in things with low risk and potentially large rewards. Sounds too good to be true, right? It probably is because you cannot predict precisely how one investment will go. What you can do is play it safe and be patient. And there are many excellent investment strategies for doing so, such as crypto investment, mutual funds, and buying into trending markets.

Lesser-Known Cryptocurrency

The buzzword of the moment, cryptocurrency, is an essential topic in the investment world, not least because of the meteoric rise of Bitcoin. Bitcoin value has risen from less than $1 to a record high of $60,000 per BTC earlier this year in just ten years. The second most valuable digital currency is Ether. While nowhere near as valuable, Ether has also enjoyed vast success.

However, to invest in either of these assets, large sums are required. Therefore, you might consider lesser-known cryptocurrencies since there are over 4,000 available. Investing when prices are low is critical, or you may end up regretting it, as stated by well-known financier Ashish Bhandari. One of the most popular is DogeCoin. Doge currently trades for less than $1, yet it is tipped to be the next big thing in crypto. And if Elon Musk talks about it, it’s probably worth taking a look.

Pool Investments

Pooling capital for investing is one of the easiest and more traditional forms of investment. Also known as Mutual Funds, you can pool your ash and other investors to buy assets and others. Therefore you each take a share of the investment portfolio. Investments are made in stocks, shares, and bonds. Any profits are shared out equally according to your initial investment amount. These are handled by a professional who will work on your behalf, or you can invest directly.

The great thing about Mutual Funds is that you can develop a niche market by investing in a specific industry or business. Sometimes profits can come quickly, or you can play the long game and use them for future savings such as college funds or retirement. Many ppl funds schemes also don’t require an upfront fee, making them an excellent investment for beginners or those with limited funds.

Hot Markets

Perhaps a little risky, yet worth looking at if you have some capital. Hot markets can potentially earn you a lot of money. However, most hot markets are already known by savvy investors before they become wider public knowledge. This can have the effect of driving up prices prematurely, making them all but inaccessible to those without adequate capital with which to invest.

Examples of upcoming hot markets today include hemp and CBD oil, medical marijuana, cybersecurity, virtual real estate, and precision medicine. Any of these are tipped to become massive earners in 2022 and beyond. They are set to explode as the world begins to accept cannabis as a medicine. We fight back against hackers. And healthcare becomes far more focused on the individual.