Alain Guillot

Life, Leadership, and Money Matters

Category: Stock Market

  • Now (and always) is the worse time to invest in bonds

    Now (and always) is the worse time to invest in bonds

    Anytime anyone consults a financial adviser, two things typically occur: We’ve discussed point #1 in previous posts. Financial advisers invariably promote funds with high expense fees because they receive kickbacks known as trailer fees, which constitute a significant portion of their income. However, it’s important to note that these trailer fees come out of your…

  • Optimism and compound returns are the keys to stock market success

    Optimism and compound returns are the keys to stock market success

    Optimism and compound returns are difficult to understand and to teach, but they are the biggest secret to stock market success. How we learn to be optimist At one time in history, people were afraid to get into an elevator that was not controlled by a person. It took decades to understand that it was…

  • Are you beating the Stock Market?

    Are you beating the Stock Market?

    80% of professional investors DON’T beat the market. 90% of private investors DON’T beat the market, yet… most people exaggerate their returns of have selective memory and mistakenly believe that they are beating the market.

  • These three ETFs are responsible for most of my wealth

    These three ETFs are responsible for most of my wealth

    I was a day trader for almost 10 years. Oh, I was so smart. I was smarter than the market and all its participants. But I was not, I was delusional. I wasted my time trying to guest the direction of the markets. I had good months in which I felt I was going to…

  • Vanguard S&P 500 is one third of my portfolio

    Vanguard S&P 500 is one third of my portfolio

    My investment strategy is to buy more every time I have more money. I don’t time the market. I know that investments (on the long run) will eventually go up. No one know when the market will tank or when it will rally. So why waste my brain energy trying to stay informed and anticipate,…

  • Stock market returns for 2022: -9.69%

    Stock market returns for 2022: -9.69%

    Financially, 2022 wasn’t so bad of a year after all. We are bombarded with bad news, because bad news attracts viewers and follower to news outlets, but a -10 return for a year is not a catastrophe. In Markets where we see rates of return in excess of 10%, having a negative year should be…