In our journey to build wealth, we are constantly looking for ways to increase revenues, reduce expenses and invest wisely. If you earn more than $80,000 per year guess what is one of your biggest expenses… Taxes! In Canada, a person in a higher income bracket is already paying more than 50% of his income…

I have been thinking about retirement lately, mostly because I am 56 years old, and usually, at this age, the topic of retirement comes up often in conversations. Doing a quick back-of-the-envelope calculation, I discovered that I can increase my spending by 50%, never work a day for the rest of my life, and still…

I have been saving since I arrived in Canada 25 years ago. During my first year I saved as little as $10 month, but in general I saved about $25 during the first 10 years, then I increased the amount I was saving to about $500 per month and during the past 5 years I…

Maximizing and protecting your finances is something that every one of us should work on. Maximum protection will ensure that you never or rarely experience financial difficulties. The freer you are financially, the more comfortable your life will be. This doesn’t mean to say that you need to earn lots of money in order to…

Compared with fiat money and other legal tender, can Bitcoin work to benefit our everyday lives? This is a loaded question, to say the least, with some complex answers, mainly due to the nature of crypto itself. Can BTC beat inflation? And how can you use it in life? Here, we explore. Bitcoin and Fiat…