Alain Guillot

Life, Leadership, and Money Matters

Category: Personal Finance

  • Pourquoi les paiements mobiles ne feront que gagner en popularité ?

    Pourquoi les paiements mobiles ne feront que gagner en popularité ?

    Les paiements mobiles deviennent de plus en plus courants dans la société. Cette tendance est alimentée par de nombreux avantages, tant pour les consommateurs que pour les entreprises. Cet article explorera les raisons pour lesquelles les paiements mobiles sont en pleine expansion. Il mettra un accent particulier sur leur commodité, leur sécurité, et leur flexibilité.…

  • The banks #1 loyalty is towards its shareholders

    The banks #1 loyalty is towards its shareholders

    Banks exist primarily to serve their shareholders. Bankers aren’t there to help us; they’re there to sell us products and make money for their shareholders. Our lives are undeniably simpler because of banks. They keep our money secure and give us nearly 24/7 access to it. Additionally, they lend us money to finance housing, cars,…

  • Passive Investing vs. Active Investing: Finding the Right Fit for Seniors

    Passive Investing vs. Active Investing: Finding the Right Fit for Seniors

    When seniors look at investment choices, it’s important to find strategies that fit their financial goals and lifestyle. For those living in dementia care facilities or wanting a simpler approach, knowing the difference between passive and active investing is key. This article explores the main points of each method. It aims to help seniors make…

  • Saving for your kids’ education or for your own retirement?

    Saving for your kids’ education or for your own retirement?

    Your Kids’ education or your retirement? The best of both worlds would be to pay for both your retirement and your kids’ education, but in a world of limited resources… In my eyes, an individual’s retirement takes priority. Kids can get scholarships, work while studying, work during the summer and study during the regular semester,…

  • Personal financial lessons  from Bill Gates to the average man

    Personal financial lessons from Bill Gates to the average man

    Few billionaires have the brand name recognition of Bill Gates. If you work with a computer, most likely at one time or another, you have used a Microsoft software. Bill Gates has lived at least three recognizable lives: from technological genius to ruthless capitalist to global philanthropist. He changed the technology world, the financial world,…

  • Are You Insured, Uninsured, Or Self-Insured? Which One Works Best for You?

    Are You Insured, Uninsured, Or Self-Insured? Which One Works Best for You?

    In a previous blog post, I shared how the movie The Godfather influenced my life. Another film that shaped my thinking is Wall Street (1987) with Michael Douglas. Two lines from the movie are particularly memorable: “There is no nobility in poverty dad, one day you are going to be proud of me.” “The point…