Alain Guillot

Life, Leadership, and Money Matters

  • The Potential of Others

    The Potential of Others

    in

    I often find myself noticing a person’s potential or seeing ways they could improve their lives, particularly their financial situation, and I think, “If I were in their shoes, I would do X.” But the reality is, I’m not them, and they’re not me, so most of the time, my…

  • Creating a Memorable Brand in the Healthcare Industry: 3 Tips 

    Creating a Memorable Brand in the Healthcare Industry: 3 Tips 

    in

    From osteopath therapy to advanced telemedicine, the healthcare industry is rapidly changing. And with so many options available it’s no longer just about offering top-notch medical care. Here’s how you can get started on building a memorable and trustworthy brand in the healthcare space. Define Your Unique Value Proposition Really,…

  • From the Roman Empire to Today: How the U.S. Became the World’s Economic Leader

    From the Roman Empire to Today: How the U.S. Became the World’s Economic Leader

    in

    For the past 20 years that I have been investing in the stock market, I’ve learned from numerous finance books and blogs that the best way to grow and preserve capital is to diversify across different types of securities (bonds, stocks, cash, etc.) and, within the equity portion of the…

  • Interest rates: Variable rate or fix rate?

    Interest rates: Variable rate or fix rate?

    in

    Several years ago, I bought a condo. Interest rates were at record lows. The variable rate was 2.25%, and the fixed rate was 3.25%. Which one would you have chosen? The fixed rate guarantees the same rate for five years, providing peace of mind that the interest rate won’t rise…

  • Overlooked Aspects of Business Efficiency

    Overlooked Aspects of Business Efficiency

    in

    One of the most important things for running your business is to make sure that you use your time wisely. This means that you need to think about how to make sure that you are as efficient as possible.   Efficiency can come in various ways, some of which are obvious…

  • Global Diversification Is A myth

    Global Diversification Is A myth

    in

    Why I am giving up on global diversification and putting all my money in the U.S. stock market. Early in my journey as an investor, I was led to believe that the smartest thing I could do for my portfolio was to diversify globally. So, I did. I had a…