Alain Guillot
Life, Leadership, and Money Matters
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Interest rates: Variable rate or fix rate?
in Real EstateSeveral years ago, I bought a condo. Interest rates were at record lows. The variable rate was 2.25%, and the fixed rate was 3.25%. Which one would you have chosen? The fixed rate guarantees the same rate for five years, providing peace of mind that the interest rate won’t rise…
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Overlooked Aspects of Business Efficiency
One of the most important things for running your business is to make sure that you use your time wisely. This means that you need to think about how to make sure that you are as efficient as possible. Efficiency can come in various ways, some of which are obvious…
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Global Diversification Is A myth
in Stock MarketWhy I am giving up on global diversification and putting all my money in the U.S. stock market. Early in my journey as an investor, I was led to believe that the smartest thing I could do for my portfolio was to diversify globally. So, I did. I had a…
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Is It Worth Hiring a Lawyer for a Pedestrian Accident?
in LawDid you know that pedestrian fatalities account for 18% of all crash fatalities? According to the National Safety Council, 19% of people killed on the roads are pedestrians aged 35 to 74. Age groups of 35 and 44 and 55 and 64 are most likely to die while walking. So…
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Pourquoi les paiements mobiles ne feront que gagner en popularité ?
Les paiements mobiles deviennent de plus en plus courants dans la société. Cette tendance est alimentée par de nombreux avantages, tant pour les consommateurs que pour les entreprises. Cet article explorera les raisons pour lesquelles les paiements mobiles sont en pleine expansion. Il mettra un accent particulier sur leur commodité,…
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Should You Buy a House? How Much Can You Afford?
in Real EstateOwning a house—the American dream We call it the American dream, the dream of being a homeowner. But is it a dream or a nightmare? When I ask people to share their financial goals, they generally say: But is buying a house really a good financial objective? We often hear…