Alain Guillot

Life, Leadership, and Money Matters

Tag: financial planning

  • How To Turn A Little Money Into A Lot Of Money

    How To Turn A Little Money Into A Lot Of Money

    Learn how to turn a little money into a lot through smart saving, investing, financial literacy, and building side hustles that generate real income.

  • What would You do with $1,000,000

    What would You do with $1,000,000

    Ever wondered what to do with $1,000,000? From buying real estate to investing in index funds or achieving financial independence, explore smart ways to use one million dollars—plus real answers from real people.

  • Interest rates: Variable rate or fix rate?

    Interest rates: Variable rate or fix rate?

    Several years ago, I bought a condo. Interest rates were at record lows. The variable rate was 2.25%, and the fixed rate was 3.25%. Which one would you have chosen? The fixed rate guarantees the same rate for five years, providing peace of mind that the interest rate won’t rise above 3.25%. The variable rate,…

  • The Case Against Gold in My Portfolio

    The Case Against Gold in My Portfolio

    I refuse to invest in gold. I know two people who invest in gold. They believe that one day our financial system will collapse, anarchy will follow, and somehow their gold investments will be converted into shiny gold coins delivered to their homes and If that happens, they they’ll be among the privileged few who…

  • Are You Insured, Uninsured, Or Self-Insured? Which One Works Best for You?

    Are You Insured, Uninsured, Or Self-Insured? Which One Works Best for You?

    In a previous blog post, I shared how the movie The Godfather influenced my life. Another film that shaped my thinking is Wall Street (1987) with Michael Douglas. Two lines from the movie are particularly memorable: “There is no nobility in poverty dad, one day you are going to be proud of me.” “The point…