I am a low wage earner, as such I hardly ever invest in my RRSP (Registered Retirement Savings Plan). As a low income earner there is no tax advance to defer my taxable income until retirement; my income is low enough that I pay very little in taxes. In general, if you are a low…

Food waste is a growing concern for the environment. Over a third of all food produced for human consumption is wasted or lost, a loss that is valued at USD$1 trillion. Excess food waste can lead to increased carbon emissions, pollution and wasted water. All of these effects can be significantly reduced by cutting back…

There are plenty of good reasons to want to keep your car running for as long as possible. First of all, there’s the financial factor. It’s no secret that cars are expensive to buy and run, so if you can keep your current car healthy, then you’re better off.  Secondly, every vehicle has a negative…

You might feel like you have the best job in the world, but anytime someone else is signing your check, they can decide to stop signing it tomorrow. And even if you’re a business owner, you still want to have multiple streams because anytime you only have one source of income, whether that’s a salary…