Category: Personal Finance
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Tips for Building Your Custom Home
Ready to build your first custom home? Are you wondering how you can get started? Building a home can be a daunting process and it can also be exciting as well. The key to making the process as stress-free as possible is to know exactly which steps you should take to make sure you are…
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What To Look For When Hiring An Investment Manager
Why might you want an investment manager? Mainly, it’s to help you make smarter investments with your money. Their job is to take your cash and invest it in a portfolio that helps you earn more money over time. It’s a pretty important job as you’re trusting them to actually make a profit over time.…
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4 Ways To Keep Your Money In Place
If you are concerned about your finances and you want to make sure that you are doing all you can to keep them intact for life, there are many ways that you might be able to achieve that. It’s certainly true that you can focus on a lot of different things that might help here.…
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Retirement Alert. Your Pension Plan May Fail You
Question: What is the difference between a government pension plan and a Ponzi scheme?Answer: If the government does it, it’s legal. Every time you get a paycheck, you will see a deduction for the Canada Pension Plan or the Quebec Pension Plan. This money is taken away from you (and from your employer), not for…
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Understanding The Bond Market
One of my readers, Natalia, asked me: “How does the bond market work?” If anyone else has a question about investing or personal finance, please write me a message. The bond market is a financial market where investors can buy and sell bonds issued by companies, governments, and other institutions. When a bond is issued,…
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Continue investing in stocks long after retirement
I am 55 years old and I have all my portfolio invested in stocks. It’s possible that in the future I will diversify a little bit by investing some money in real estate. Many financial advisors say that older people should have less money invested in stocks because they are a riskier investment, but I…