Alain Guillot

Life, Leadership, and Money Matters

  • Stock market returns for 2022: -9.69%

    Stock market returns for 2022: -9.69%

    Financially, 2022 wasn’t so bad of a year after all. We are bombarded with bad news, because bad news attracts viewers and follower to news outlets, but a -10 return for a year is not a catastrophe. In Markets where we see rates of return in excess of 10%, having…

  • How To Succeed In Small Business Ventures

    How To Succeed In Small Business Ventures

    Starting a business is a mixed bag of emotions, successes, and setbacks. You are excited about what you have to offer. There is a passion and an innovative fire that gets you up every morning. But, sometimes, the road can be difficult for small business entrepreneurs. You need to utilize…

  • 5 reasons to contribute to your Tax-Free Savings Account (TFSA) in 2023

    5 reasons to contribute to your Tax-Free Savings Account (TFSA) in 2023

    Many people ask me: How can I pay the least amount of taxes every year. The best way to pay $0 zero taxes on your investment is by putting everything you can in your Tax Free Savings Account (TFSA). It’s all in the name “Tax Free!” This means that any…

  • 5 Reasons Why Focusing on Dividend Stocks May Not Be the Best Investment Strategy

    5 Reasons Why Focusing on Dividend Stocks May Not Be the Best Investment Strategy

    I see many blogs talking about dividend investment, but dividend investment doesn’t make sense to me, here are five reasons why. Focusing on dividend stocks is a popular investment strategy among income-seeking investors, as it allows them to receive regular payments in the form of dividends while potentially also benefiting…

  • 4 Safety Tips For Your Lone-Worker Employees

    4 Safety Tips For Your Lone-Worker Employees

    The workplace harbors many risks and hazards. However, individuals who work alone are more exposed to these elements than those who work as part of a team or group. Working alone is a high-risk venture, as 2019 data showed over five thousand lone worker deaths in the US. If your…

  • Managing Family Finances in 2023

    Managing Family Finances in 2023

    As we come to the end of 2022, many of us are taking a look back at the previous twelve months and are coming up with resolutions for the twelve months ahead. 2023 presents us with a blank page, ready for fresh starts, better habits and a better quality of…