I want to share what are my market expectations and how I deal with not having bonds in my portfolio. Ever since I started studying finance I have learned a few recurring themes: Over the long run, stocks outperform bonds People add bonds to their portfolio to reduce volatility What are my portfolio expectations A…

The robots are outperforming humans. According to SPIVA, a research group that measures the performance of mutual funds managers vs passive index,  the Canadian Index (S&P/TSX) has beaten active mutual fund managers hands down. This is how the S&P/TSX had outperformed active managers. 1 year: 73.5% 3 years: 76.9% 5 years: 71.2% There are many…