I have always been passionate about personal finance. After my graduation from Concordia University, I worked as a financial adviser for a well known Canadian company. I quit in disgust. We were not financial advisers, we were financial product pushers and our main objective was not to help people, it was to meet sales quotas.
Since I quit my job I have been on a quest to help people get out of debt, create financial plans, and achieve their financial goals. I created this blog in 2012 to teach the basics about money.
My other interests are: reading, sports (doing, not watching), partner dancing (salsa, tango, ballroom, west coast swing), real estate investing, public speaking, and traveling.
My life day bay day
Book review: The Presentation Secrets of Steve Jobs by Carmine Gallo
Toastmasters Christmas party
Bonnie’s Table topics meeting
December 5, 2015
Santa’s 5 Kilometer run
December 1, 2015
Mastermind event at my apartment
Book review: Seven Years to Seven Figures by Michael Masterson
Road trip to Ottawa
Teaching Bachata at McGill University
Book review: The Automatic Millionaire by David Bach
Table Topics get together. From a table topics box we deliver impromptu speeches 2 to 3 minutes long.
Halloween with friends.
Tulum, Maya city by the sea
October 15, 2015
Underground rivers. Cenotes
Pyramid of Coba
Chiche Itza, with my daughter Andrea
Book review. Let’s get blunt about your financial affairs.
Went flying with friends. With Catherine and Robert
Participated at humorous speech contest and evaluation contest. Didn’t win any awards but felt happy with my performance.
September 10, 2015
Celebrating with friends after purchasing 50% of a condo
Pick nick with friends. Catherine Birthday. 🙂
August 20, 2015
Toastmaster’s social at Saint tropol Roulant.
Another book read. I don’t recommend this one. It is outdated.
Enjoying Montreal’s festive atmosphere.
Anther great book. The Wealthy Barber
Potluck with friends
Dinner with friends
Botanical garden with my mother
June 20th, 2015
June 15, 2015
My mother came to visit me for the month of June. In this photo we are visiting my friends Kathleen and Sam.
Dance Conmigo Party
May 25, 2015
My birthday party at park La Fontaine. About 30 people came to share this happy moment with me.
Having a meal with Sam and Kathleen
Reading a new book about the habits of the millionaire.
Cheryl and I upgrading our phones.
April 18, 2015
Cheryl and I were featured in regional and national TV for our contribution to a study about the effects of tango dancing on Parkinson’s patients.
At McGill Toastmasters, read the speech.
Is Money The Root Of All Evil? – Atlas Shrugged (By Ayn Rand)I did a crappy job but I was happy to share this speech.
I read Rich Dad Poor Dad by Robert Kiyosaki. It was a great book, very inspirational. Robert makes you feel as if you can just get out of your house and start investing in real estate. In fact, he is right… but it takes years to build the self confidence. I am in the process of looking for financing to buy a second property. I hope to be able to do that for the next three years.
In this day I gave a speech at Toastmaster and won the best speaker award.
Meeting with Sapan, Kelly, and Ivan
This is what I am reading today.
The best stock market fiction that I have read in my whole life. The second best was “The big Short.”
I will give this book away for free after I get done reading it.
Going bowling with friends.
February 28th, 2015
Making friends with the dogs in my neighborhood.
Meeting with my Airbnb colleagues
February 24th, 2015
Meeting with With Cheryl Williams, Sapandeep Singh Randhawa, Amy Yuan, Rachid Bekhti and Kate Stern.
Second meeting of the year. Our monthly meeting continue growing at the rate of one person per meeting.
February 18th, 2015
February 10th, 2015
Acting as a chairperson for an international public speaking competition.
January 29th, 2015
Our first Seeds of Success meeting of the year.
January 27th, 2015
Another successful meeting at Toastmaster.
January 20th, 2015
Becoming an speaker one meeting at the time. At Toastmasters.
Started investing in Nasdaq through QQQ. I will buying and shortselling the Nasdaq accourding to whether the price is above or below the 50 day moving average.
Started reading “How to Win Friends and Influence People”
December 31st, 2014
December 28, 2014
Cheryl’s and Joy’s birthday party
December 25, 2014
I got a new car from Santa. 2007 Chevrolet Malibu
McGill Toastmaster’s Christmas party. One year of giving and listening to speeches. Thank you Toastmasters for this great environment.
December 15th, 2014
December 6, 2014
Wine and cheese party at my apartment a few days before selling it.
November 25, 2014
Today I accomplished the first milestone of my speaking career. I finished my Competent Communicator manual. 10 speeches!
November 21, 2014
Stop the destruction of the Amazon rain forest.
November 20, 2014
My cousin won Ms. Colombia 2015
I just finished reading
Public Speaking by Clarence Stratton
This is a public domain book written published in 1920. I found the book outdated. I don’t recommend it to anyone who is serious about public speaking. The only reason why I got it is because I am interested in Public Speaking and it was for free in the Amazon store.
November 15, 2014
At McGill Toastmasters we have a friendly environment where we learn how to speak and where we build strong relationships.
On November 15 we went to a two hour improv comedy workshop and then we had dinner at Just Noddles.
Thank you every one for coming along and sharing some laughter.
— at Montreal Improv.
November 6, 2014
Speech by my business partner Cheryl Williams.
Halloween meeting at Toastmasters club.
Birthday party of Kevin Williams.
October 24, 2014
Every week I practice one hour of tango with my partner Karima. This one hour takes me to the highest level of concentration and physical coordination. I play with balance, music, listening and communication with my partner, logic and creativity.
We all have our special ways to express our creativity. Find what makes you come alive and then share it with some one.
October 21, 2014
October 19, 2014. Classique du Parc La Fontaine (65e Édition)
I ran 10 Kilometers with my running partner Catherine. My knee was injured, so I ran very slow. I was among the lasts and my time was 1:23. My next goal for 2015 will be to do a half marathon and then a full marathon.
October 17, 2014
Every Monday my friend Catherine and I walk to the top of the mountain and do a 90 minutes French conversation session. It is in great part thanks to Catherine that my French is understandable. I do study French on my own every week, but this one hour of conversation helps a lot.
October 7, 2014
My mentee, Hilda, the girl next to me won the best speaker award at McGill Toastmasters club. I am so proud of her.
October 6th, 2014
This dog, Maya, is one of residents of our neighborhood in Le Plateau.
October 5th, 2014
Catherine and I running a 5 kilometer race at Park Demaisonneuve. 32 minutes for me; 31 minutes for Catherine.
September 30, 2014
Best speaker after delivering the speech “You Don’t Need Money to Start a Business.”
I practiced a lot for this speech, but particularly, I am beginning to feel comfortable speaking in front of a crowd.
On this day we went to the Dorval Toastmasters club to celebrate their 30th anniversary.
Cheryl and I performed a salsa and an Argentine Tango song.
We all have dream that we would like to make reality one day: One day I will do this, one day I will do that…
How about if we put a specific date on those dreams. How about if we say… By _____(specific date) I will like to do X
Many time we regret more the things that we didn’t do than the things that we did…
Good speakers are made, not born.
This is my believe as I embark on a journey to become a good speaker. I started learning how to speak on November 2013. My voice was breaking as I addressed the audience. Now, I can face the audience with more confidence, my vocabulary is increasing, my intonation improving. I did not mind starting without any talent because I believe that any goal is possible to achieve with determination and hard work.
Got a job teaching a public speaking class at Students’ Society of McGill University.
What a wonderful opportunity.
On September 9, 2014 I participated in a contest to evaluate speeches. The experience was extraordinary.
My dream is to become a professional speaker. The more opportunities that I have to speak, the higher the probabilities of being asked to speak.