Yearly Archives: 2018

Announcement: My podcast about personal finance and entrepreneurship

People learn in many different ways. Some people learn by reading, others learn by watching videos and some learn by listening.

My goal with this blog is to share some of the information I have about personal finance. I am sure that whatever I know it can help some one else. But I know that not every one likes reading, so I have created other channels of communication. About a year ago I created a YouTube channel and today I want to announce that I have created a podcast.

What can you expect from this podcast

Dancing tango with Dasha

Expect, most of the time, the same information which I publish in this blog. But also, because podcasting is such a nice medium to have conversations, expect to listen to interviews with other people interested in personal finance or entrepreneurship.

The podcast will be aired about once per week, sometime between Friday night and Monday morning.

The podcast will be about 30 minutes long, but the truth is that it will be as long as it needs to be. If a guest and I are having a wonderful conversation, then it could be as long as one hour. If I don’t have much to share on that day, it could be as long as 15 minutes.

I hope that you will join me in this journey. If you have a question that you would like to be aired, please write me a message and we will air it.

Would you subscribe?

At this moment, I am at the first stage of my podcasting journey, I am in the learning process. I am sure that with time my podcast will be of great quality. For the moment, I would ask you to help me out by subscribing. I need to show iTunes that my podcast is worth listening to, and the only way to do that is by having some subscriptions.

Here is the link

I will be very grateful if you subscribe.

Would you like to be interviewed?

If you want to share your story about personal finance or entrepreneurship, I would love to interview you, just send me a message and we will set it up.

My services

I am a money coach, if you would like to have a conversation about your personal finance, send me a message.

Thank you.

Financial improvements, from Home Depot to Uber

I heard this line so many times:

“Walmart is evil! it pays very little to its employees and discourage unions.”

I am so tired of the victim mentality. We have won the geographical lottery, we live in a place where there is law and order, yet… we want the government to pamper us, we want all the opportunities to be thrown at our feet.

Sure, Walmart and other retailers pay little salaries, but those positions are not meant to be life-long careers. If your salary as a retailer cashier is low, be grateful for the opportunity to be a cashier while you look for something more rewarding. If 5 years later, you are still a cashier, then you need to look at yourself in the mirror and ask your self this question:

Why haven’t I invested in myself

This is me back stage with belly dancers

I interviewed my friend Daniel Davies, a fellow toastmaster member and an immigrant who is searching to improve his life.

Daniel arrived at Canada and he fond a job working at Winners, a clothing boutique in Montreal. At this place he was earning $11/h. After one year he left and started working for Home Depot for $12/h.  He worked at Home Depot for another year before he realized that was not the life he was hopping for when he came to Canada. He wanted more.

Presently Daniel is working for Uber. He finds that he has more time flexibility, and he earns more. Now his gross revenue is $4,000 to $4,500 per month. His expenses are about $1,000 per month. So his net income is more that $3,000 per month or about $36,000 per year.

Daniel is not going to become millionaire working for Uber, but he took a small step to improve his life and now he’s reaping the benefits. He has more time independence and more money.  In addition, he’s taking steps further improve his life. He continues to study, to read, to listen to podcasts, and he’s experimenting with other platforms such as Airbnb.  He also started to invest in the stock market.

When I ask Daniel, what is holding other people back. He answered: “fear!”

People get comfortable in their routines and are afraid to lose what they already have. They become paralyzed and they stay working at the retail place one more month, one more year, one more decade. They see life passing by, other people passing them by then they say:

Life is unfair, the system is staked against us the poor.

We live in a world with so many opportunities. We have FREE high schools, subsidized universities, free (Internet) university classes from world-renowned universities (such as Harvard and Standford). In short, the opportunities have never been greater, yet we take everything for granted and become paralyzed.

People have never had so much access to information and so many platforms where to voice their opinions. We have all the social medias and we can build a WordPress website within minutes.

Daniel and million of others are taking little steps to improve their lives. You can too.

When I asked Daniel to recommend one of his favorite books, he recommended Total Recall by Arnold Schwarzenegger.

Thank you Daniel for doing that interview with me.

I am a money coach… If you would like to have some one-on-one money/life coaching send me a message.